2004 Proceedings

1.     Insurance company failures: why do they cost so much?
Martin F. Grace, Robert W. Klein and Richard D. Phillips

2.    Putting Risk in its proper place
Louis Eeckhoudt and Harris Schlesinger

3.    The effectiveness of statutory legislation in mitigating moral hazard: Evidence from automobile insurance
Robert E. Hoyt, David B. Mustard and Lawrence S. Powell

4.    Managing capital structure: The case of life insurance – A semiparametric simultaneous equations approach
Etti G. Baranoff, Thomas W. Sager and Thomas S. Shively

5.    The settlement negotiation process for automobile bodily injury liability claims in the presence of suspicion of fraud and build-up
Richard A. Derrig

6.     How many balance functions does it take to determine a utility function?
John W. Pratt

7.     On the demand for budget constrained insurance
Henri Louberge and Richard Watt

8.     Value of information and prevention in insurance markets
Marie-Cecile Fagart and Nathalie Fombaron

9.     Vehicle and fleet random effects in a Bayesian approach to insurance rating
Jean-Francois Angers, Denise Desjardins and Georges Dionne

10.    Attorneys, fraud, and claims abuse: improving contracts by manipulating the threat points
John M. Marshall

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