2019 Annual Meeting Plenary Session 2: InsureTech: Disruptor, Enabler, or Both?

Technological innovations have had a huge impact on the insurance and risk management industry. Educators, researchers, and professionals have taken notice of the shift they cause on both the consumer and business side. The 2019 ARIA Annual Meeting will feature “InsureTech: Disruptor, Enabler, or Both?” during plenary session 2 on August 6. This session boasts an all-star lineup of industry professionals and experts.


Joan Schmit, University of Wisconsin, Executive Editor, Journal of Risk and Insurance


Marty Ellingsworth

Marty Ellingsworth Marty Ellingsworth leads analytics and exploratory research for property-casualty insurance at USAA. In this role, he enjoys the challenges of creating membership value out of data, analytics, and decision support systems. He brings together collaborative efforts from the many analytics groups across USAA as well as from cutting-edge research from adjacent industries, top academic minds, world class companies with synergistic technologies, government laboratories and entities, and the brilliant colleagues he is honored to serve with on a daily basis—and, of course, the many professional services firms and vendor solutions in play across customer and insurance journeys. Ellingsworth served in the United States Air Force as a scientific and applied research officer and spent nearly a decade in analytics, product, and information leadership in healthcare. He has focused on property-casualty insurance since 1998, rotating between carriers, startups, vendors, and consulting, focusing largely on innovative predictive analytics across an enterprise— underwriting, claims, marketing, operations, and distribution. Ellingsworth has a passion for customer-centric design over product-specific performance, but he is savvy to the needs of the businesses he has run and supports. Ellingsworth graduated with academic distinction from the U.S. Air Force Academy in 1984 with a bachelor’s degree in operations research and earned his master’s degree in the same field in 1988. He is an active reader and participant in professional societies, including being a past ARIA board member, and has frequently presented talks, papers, and articles on topics around business innovation, customer centricity, big data and analytics, emerging technologies and data fusion, and professional development. Ellingsworth has a long-standing interest in fraud research across industries, lines of insurance, and multiple financial-services channels.

Gopi Rangan

Gopi Rangan is the founder and general partner at Sure Ventures, an early-stage venture capital fund investing in insurtech startups. He is also an adjunct professor of entrepreneurship at INSEAD. Previously, he was a managing director at USAA’s $350 million corporate venture program and a director of corporate strategy at Intel’s business division formerly known as Altera Corp., where he led the formation of a corporate venture capital program. Rangan is a subject-matter expert on corporate innovation and corporate venture capital at management consulting organizations such as McKinsey and Co. and Bain & Co., and he has advised more than 20 global corporations on accessing innovation in the startup ecosystem. Earlier in his career, Rangan spent several years in key product-development positions in technology research, intellectual property, and operations, and he has co-authored more than 30 patents. Rangan has a Master of Business Administration degree from INSEAD, a Master of Science degree in electrical engineering from Arizona State University, and a Bachelor of Engineering degree in electronics and communication engineering from Coimbatore Institute of Technology in India. He is a frequent speaker and mentor at Alchemist Accelerator, CreditEase Fintech Fund, Hartford Insurtech Hub, National Venture Capital Association, Plug and Play Technology Center, Silicon Valley Insurance Accelerator, Techstars-Metlife Accelerator, and Village Capital. Rangan serves as a board member at Achieve Kids, a not-for-profit school for students with developmental challenges. He lives in Mountain View, California, with his wife and daughter.

Ryan Kottenstette

Ryan Kottenstette’s career has spanned executive management, product development, and venture capital. Prior to cofounding Cape Analytics, he was an investor at Khosla Ventures, a leading Silicon Valley venture capital firm, where he invested in and incubated several technology companies developing applications for computer vision and artificial intelligence in industries including shipping logistics, agriculture, and healthcare. Kottenstette holds a Master of Business Administration from the Stanford Graduate School of Business, as well as an engineering degree from Santa Clara University. He has a very supportive wife and two young children, and in his rare spare time he enjoys hiking with his family and riding and repairing old motorcycles.